“Get life insurance,” has been on my to-do list for a while. Not because I’m planning for my future family or have piles of assets to protect, but because my parents kindly cosigned on a few student loans way back when. Although the amount I owe is relatively minimal by now, I wanted to make sure they wouldn’t be stuck with a pile of bills and a dead kid.
I’m so grateful to be able to check off “get life insurance” from the list now, having found out that I am uninsurable. Yep. Me. Writing this from my gray walled, gray desk’d cubicle. I’m just too risky. It seems that the occasional cigar, and planning on taking 4 months (at least) out of the U.S. is too dangerous. They didn’t even hear the part about the motorcycle or scuba diving!
I wonder if life insurance salespeople get out of bed. Do they drive cars or is that too risky? I’d love to spend a day with one … While driving: “Statistically you’re 74% more likely to be killed turning left than turning right.” Statistically, if you lay in bed all day you might as well be dead.
If anyone knows Evel Knievel’s life insurance guy, have him give me a call. Thanks.